Terms of Service

By accessing and using the Ai Remco LLC website (airemco.com), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use this website.

Ai Remco LLC is a licensed mortgage broker operating in New Jersey, Pennsylvania, and Florida. NMLS #2560393. Our services are subject to applicable federal and state laws and regulations governing mortgage lending and brokerage activities.

IMPORTANT: The information provided on this website, including rate quotes, calculators, and educational content, does not constitute a commitment to lend or extend credit. All loan applications are subject to credit approval, property appraisal, income verification, employment verification, and underwriting requirements. Approval and loan terms are determined on a case-by-case basis.

Interest rates, fees, and program availability displayed on this website are subject to change without notice. Rates shown are for informational and illustrative purposes only and may not reflect current market conditions.

Actual rates offered to you may vary based on multiple factors including but not limited to: credit score, loan-to-value ratio, property type, occupancy status, loan amount, down payment, debt-to-income ratio, and other underwriting criteria.

While we strive to provide accurate information, we make no warranties or representations regarding the completeness, accuracy, or timeliness of information on this website.

Mortgage calculators and financial tools on this website provide estimates for educational purposes only. Results are based on the information you provide and should not be considered as actual loan terms or approval. For accurate loan information specific to your situation, please contact our licensed loan officers.

Our AI-powered mortgage assistant provides general information and educational content only. It does not provide personalized financial advice, legal advice, or tax advice. The AI assistant's responses are not a substitute for consultation with a licensed mortgage professional, financial advisor, attorney, or tax professional. Always verify information and seek professional guidance for your specific circumstances.

Submitting a loan application or inquiry through this website does not guarantee loan approval or create a legal obligation on either party. By submitting an application, you authorize Ai Remco LLC to:

• Obtain your credit report and credit score from one or more credit reporting agencies;
• Verify your employment, income, assets, and liabilities;
• Contact you via phone, email, or text message regarding your application; and
• Share your information with third-party service providers involved in the loan origination process.

By using this website and providing your contact information, you consent to receive communications, disclosures, agreements, and notices from us electronically — by email, text message, or by posting to this website — and you agree that electronic communications satisfy any legal requirement that such communications be in writing. You may withdraw consent to receive certain communications electronically by contacting us, though doing so may limit our ability to provide some services online. To access and retain electronic communications, you will need a device with internet access, a current web browser, and a valid email address.

If you opt in to receive text messages, you consent to receive SMS/text messages from Ai Remco LLC at the mobile number you provide, including messages sent using automated technology, regarding your inquiry, application, and our services. Consent is not a condition of any purchase, loan, or service.

• Message frequency varies based on your activity and our communications with you.
• Message and data rates may apply, depending on your mobile carrier and plan.
• Reply STOP to any message to opt out; reply HELP for assistance.
• Carriers are not liable for delayed or undelivered messages.

How we handle the information associated with these messages is described in our Privacy Policy.

Ai Remco LLC is an Equal Housing Opportunity provider. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, sexual orientation, gender identity, disability, familial status, or any other characteristic protected by federal, state, or local law.

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. We implement industry-standard security measures to protect your data, but no method of transmission over the internet is 100% secure.

All content on this website, including text, graphics, logos, images, software, and design, is the property of Ai Remco LLC or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

This website may contain links to third-party websites for your convenience. We do not endorse or control these websites and are not responsible for their content, privacy practices, or terms of service. Use of third-party websites is at your own risk.

To the fullest extent permitted by law, Ai Remco LLC, its officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on information provided herein. This includes but is not limited to damages for loss of profits, data, or other intangible losses.

You agree to indemnify, defend, and hold harmless Ai Remco LLC and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorney fees) arising from your use of this website or violation of these Terms of Service.

We reserve the right to modify these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting to this website. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms.

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of this website shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Nothing in these terms limits any rights you may have that cannot be waived under applicable consumer-protection law.

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

If you have questions about these Terms of Service, please contact us:

Ai Remco LLC
NMLS #2560393
174 Lamington Rd #104, Oldwick, NJ 08858
Phone: (732) 561-4292
Email: info@airemco.com
Website: airemco.com